This cdbbank Unit is dedicated to supporting Small and Medium Sized Enterprises (SMEs). Over the Bank’s long history, the Unit has accumulated extensive knowledge on the different sectors of the economy and their key players. It is therefore in a position to understand the particular needs of the small business and its owner entrepreneur. By providing a tailored package of well-structured financing instruments, the Bank’s Unit for SMEs acts as a one-stop shop for small and medium sized businesses.

The centre for SMEs offers the following facilities in Euro and in foreign currencies:  

Medium and Long-Term Loans

This covers loan capital with flexible repayment schedules according to the client’s specific needs. A grace period may be included during which no payments or only interest payments are made.

Venture Loans

Specifically designed for companies in a start-up or high growth phase, these are medium to long-term loans with grace period and gradually escalating repayments to match the company's cash flow.

Current Accounts and Overdrafts

These facilities cover short-term requirements and working capital needs. They can be denominated in Euros or in foreign currency.

Trade Finance Facilities

Letters of credit and guarantees to facilitate trading requirements.